HOUSEHOLD FINANCES

Your budget

CHECKING ACCOUNT

$1,613.43

Opening $1,613.43 · Rolled forward automatically

Estimated income$8,800.00Received $0.00

Monthly bills$84,241.28Unpaid $84,241.28

Left after bills$-75,441.28Income estimate less bill payments

After escrow set-aside$-76,008.28Monthly escrow $567.00

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Monthly settings

Bills & accounts

Current payment adds a separate transaction. Previous payments stay editable. Skipping a month does not withdraw money from checking.

Account	Due	Amount due	Paid	Balance	Limit	APR	Owner / purpose	Status
Gasoline Available credit: — Estimated monthly interest: — Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-01	$240.00	$0.00 $240.00 remaining	—	—	—	Utility	Upcoming Reminders off
Groceries Chase Card, Includes Alcohol and Energy Drinks Available credit: — Estimated monthly interest: — Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-01	$0.00	$0.00 $0.00 remaining	—	—	—	Utility	No payment Reminders off
Mortgage Available credit: — Estimated monthly interest: — Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Carried unpaid: $20,607.66. This month's installment: $2,289.74. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-01	$22,897.40 Includes $20,607.66 carried	$0.00 $22,897.40 remaining	—	—	—	Mortgage	Upcoming
Timeshare* 267.36 billed to Citi Aadvantage Available credit: $-11,549.84 Estimated monthly interest: $100.39 Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-01	$0.00	$0.00 $0.00 remaining	$11,549.84	$0.00	10.43%	Vacation	No payment
Victoria's Secret Available credit: $800.00 Estimated monthly interest: $0.00 Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-01	$0.00	$0.00 $0.00 remaining	$0.00	$800.00	30%	Chelsea Spending	No payment
Phone Available credit: — Estimated monthly interest: — Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Carried unpaid: $3,454.11. This month's installment: $383.79. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-05	$3,837.90 Includes $3,454.11 carried	$0.00 $3,837.90 remaining	—	—	—	Utility	Upcoming
Storage Available credit: — Estimated monthly interest: — Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Carried unpaid: $414.00. This month's installment: $46.00. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-06	$460.00 Includes $414.00 carried	$0.00 $460.00 remaining	—	—	—	Utility	Upcoming
Affirm Available credit: $-1,551.88 Estimated monthly interest: $38.80 Estimated payoff: 13 months Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-08	$141.32	$0.00 $141.32 remaining	$1,551.88	$0.00	30%	James Spending	Upcoming Reminders off
Affirm Available credit: $0.00 Estimated monthly interest: $0.00 Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-08	$0.00	$0.00 $0.00 remaining	$0.00	$0.00	30%	Chelsea Spending	No payment Reminders off
Chase* Need to redo Autopay After Payday Available credit: $4,033.80 Estimated monthly interest: $80.78 Estimated payoff: 4 months Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Carried unpaid: $11,250.00. This month's installment: $1,250.00. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-08	$12,500.00 Includes $11,250.00 carried	$0.00 $12,500.00 remaining	$3,766.20	$7,800.00	25.74%	Chelsea Projects	Upcoming
Car Available credit: — Estimated monthly interest: $42.44 Estimated payoff: 34 months Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Carried unpaid: $3,743.37. This month's installment: $415.93. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-10	$4,159.30 Includes $3,743.37 carried	$0.00 $4,159.30 remaining	$12,991.78	—	3.92%	Auto	Upcoming
Water Bill Available credit: — Estimated monthly interest: — Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Carried unpaid: $1,890.00. This month's installment: $210.00. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-10	$2,100.00 Includes $1,890.00 carried	$0.00 $2,100.00 remaining	—	—	—	Utility	Upcoming
Capitol One* Need to account for interest Available credit: $7,542.32 Estimated monthly interest: — Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Carried unpaid: $5,103.00. This month's installment: $567.00. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-11	$5,670.00 Includes $5,103.00 carried	$0.00 $5,670.00 remaining	$2,457.68	$10,000.00	—	Chelsea Escrow	Upcoming
Garbage Available credit: — Estimated monthly interest: — Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Carried unpaid: $813.60. This month's installment: $90.40. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-12	$904.00 Includes $813.60 carried	$0.00 $904.00 remaining	—	—	—	Utility	Upcoming
Capitol One Quicksilver Available credit: $937.69 Estimated monthly interest: $72.70 Estimated payoff: 15 months Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Carried unpaid: $2,500.00. This month's installment: $250.00. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-15	$2,750.00 Includes $2,500.00 carried	$0.00 $2,750.00 remaining	$3,062.31	$4,000.00	28.49%	James Spending	Upcoming
Braces Available credit: — Estimated monthly interest: — Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Carried unpaid: $1,980.00. This month's installment: $198.00. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-16	$2,178.00 Includes $1,980.00 carried	$0.00 $2,178.00 remaining	—	—	—	Medical	Upcoming
Internet Available credit: — Estimated monthly interest: — Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Carried unpaid: $960.60. This month's installment: $96.06. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-16	$1,056.66 Includes $960.60 carried	$0.00 $1,056.66 remaining	—	—	—	Utility	Upcoming
Suv Available credit: $-2,153.28 Estimated monthly interest: $4.02 Estimated payoff: 6 months Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Carried unpaid: $3,890.00. This month's installment: $389.00. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-17	$4,279.00 Includes $3,890.00 carried	$0.00 $4,279.00 remaining	$2,153.28	$0.00	2.24%	Auto	Upcoming
Amazon Store* Available credit: $1,826.91 Estimated monthly interest: — Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Carried unpaid: $1,000.00. This month's installment: $100.00. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-18	$1,100.00 Includes $1,000.00 carried	$0.00 $1,100.00 remaining	$773.09	$2,600.00	—	Chelsea Spending	Upcoming
ChatGPT Available credit: — Estimated monthly interest: — Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Carried unpaid: $200.00. This month's installment: $20.00. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-18	$220.00 Includes $200.00 carried	$0.00 $220.00 remaining	—	—	—	Utility	Upcoming
Home Depot Available credit: $2,246.68 Estimated monthly interest: — Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Carried unpaid: $3,000.00. This month's installment: $300.00. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-18	$3,300.00 Includes $3,000.00 carried	$0.00 $3,300.00 remaining	$3,253.32	$5,500.00	—	Chelsea Maintenance	Upcoming
Insight Pest Solutions Available credit: — Estimated monthly interest: — Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Carried unpaid: $700.00. This month's installment: $70.00. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-18	$770.00 Includes $700.00 carried	$0.00 $770.00 remaining	—	—	—	Utility	Upcoming
Capitol One Platinum Available credit: $400.00 Estimated monthly interest: $0.00 Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history 2026-10-14 · $400.00 → $0.00 ·	2027-08-20	$0.00	$0.00 $0.00 remaining	$0.00	$400.00	28.99%	James Reserve	No payment
Citi Diamond* need to fix autopay Available credit: $7,455.63 Estimated monthly interest: — Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Carried unpaid: $4,500.00. This month's installment: $500.00. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-21	$5,000.00 Includes $4,500.00 carried	$0.00 $5,000.00 remaining	$11,544.37	$19,000.00	—	Chelsea Vacations	Upcoming
Citi Aadvantage Need to fix autopay Available credit: $620.35 Estimated monthly interest: $53.32 Estimated payoff: 14 months Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Carried unpaid: $1,719.63. This month's installment: $191.07. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-23	$1,910.70 Includes $1,719.63 carried	$0.00 $1,910.70 remaining	$2,169.65	$2,790.00	29.49%	James Vacation	Upcoming
Pacific Power Available credit: — Estimated monthly interest: — Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Carried unpaid: $4,140.00. This month's installment: $414.00. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-23	$4,554.00 Includes $4,140.00 carried	$0.00 $4,554.00 remaining	—	—	—	Utility	Upcoming
Wells Fargo Available credit: $2,887.22 Estimated monthly interest: — Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Carried unpaid: $2,500.00. This month's installment: $250.00. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-23	$2,750.00 Includes $2,500.00 carried	$0.00 $2,750.00 remaining	$2,612.78	$5,500.00	—	Chelsea Spending	Upcoming
Les Schwab Available credit: $2,000.00 Estimated monthly interest: — Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-25	$0.00	$0.00 $0.00 remaining	$0.00	$2,000.00	—	Maintenance	No payment
Paypal Credit need to raise autopay when safe Available credit: $3,298.33 Estimated monthly interest: $17.33 Estimated payoff: 36 months Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Carried unpaid: $300.00. This month's installment: $30.00. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-25	$330.00 Includes $300.00 carried	$0.00 $330.00 remaining	$701.67	$4,000.00	29.64%	James Spending	Upcoming
Avista Gas Available credit: — Estimated monthly interest: — Estimated payoff: Unavailable Payoff assumes fixed payments, unchanged APR, no new charges or fees. Payments do not automatically change account balances. Carried unpaid: $1,030.00. This month's installment: $103.00. Current paymentPayment dateNote Payment history (0) No payments recorded. Payment change history No payment changes recorded. Month override Month stateCustom installment (before carry)Due date Skipped waives this month's installment. Earlier unpaid amounts remain. Deferred moves the unpaid amount forward and needs carry-forward enabled. Edit account defaults AccountMonthly installmentDue dayBalanceCredit limitAPR (%)OwnerPurposeLogin URL (optional)Notes Enable remindersTrack overdue billsCarry unpaid amounts forward Balance adjustment history No adjustments recorded.	2027-08-26	$1,133.00 Includes $1,030.00 carried	$0.00 $1,133.00 remaining	—	—	—	Utility	Upcoming
Total due now		$84,241.28	$0.00

Add account

Chelsea spending

Available $5,514.13Balance $3,385.87Monthly payments $3,850.00

James spending

Available $2,684.14Balance $5,315.86Monthly payments $3,221.32

Income & everyday spending

Checking uses recorded income, payments, spending and actual escrow transfers. Planned bills and skipped months do not reduce it. Avoid recording the same expense as both a bill payment and everyday spending.

Income received

Date	Source / category	Amount	Note
No entries yet.

Everyday spending

Date	Source / category	Amount	Note
No entries yet.

Checking adjustment history

2026-10-14 · $-620.85 → $1,943.50 · Adjustment $2,564.35 · beginning of monitoring

2026-10-14 · $1,943.50 → $1,753.43 · Adjustment $-190.07 ·

2026-10-14 · $1,753.43 → $1,643.43 · Adjustment $-110.00 ·

2026-10-14 · $1,643.43 → $1,613.43 · Adjustment $-30.00 ·

Escrow expenses

Monthly set-aside = amount ÷ frequency in months. 0.5 means twice a month. Contributions are planned separately from bill payments.

Expense	Amount	Frequency (months)	Monthly set-aside	Saved	Next due
Pet Food NameAmountFrequency (months)Opening saved balanceNext due dateNotes TransactionAmountDateNote	$50.00	0.5	$100.00	$0.00	Set date
Car Maintenance NameAmountFrequency (months)Opening saved balanceNext due dateNotes TransactionAmountDateNote	$1,500.00	12.0	$125.00	$0.00	Set date
Car Insurance NameAmountFrequency (months)Opening saved balanceNext due dateNotes TransactionAmountDateNote	$772.00	6.0	$128.67	$0.00	Set date
Pet Medicine NameAmountFrequency (months)Opening saved balanceNext due dateNotes TransactionAmountDateNote	$200.00	6.0	$33.33	$0.00	Set date
Roof/AC NameAmountFrequency (months)Opening saved balanceNext due dateNotes TransactionAmountDateNote	$1,200.00	12.0	$100.00	$0.00	Set date
Kids Clothes NameAmountFrequency (months)Opening saved balanceNext due dateNotes TransactionAmountDateNote	$80.00	1.0	$80.00	$0.00	Set date
Monthly total			$567.00

Add escrow expense

Escrow transaction history

No transfers recorded.